Credit Score
Updated today702Good
+52 ptssince enrollment
3 negative items resolved. 4 disputes active this cycle. You're 18 points from "Very Good".
Next Milestone
720
Mortgage-ready threshold
At your current pace, est. ~12 days to reach goal.
Active Disputes
4
▲ 2 resolved this mo
Items Removed
7
▲ +3 this cycle
Credit Utilization
21%
▲ down from 38%
Funding Ready
68%
— on track
Recent Activity
View all✓
Hard inquiry removedTransUnion · unknown lender
2d ago!
Capital One dispute filedLate payment marked inaccurate
4d ago↑
Score increased +14Across all three bureaus
1w ago✓
Collection removedMidland Credit · $312
2w agoYour Action Plan
3 of 6 done✓
Lower utilization below 30%Completed — now at 21%
✓
Dispute inaccurate late paymentCompleted
3
Add a positive tradelineRecommended — boosts thin file
In progress4
Resolve Midland collectionValidation letter sent
Pending5
Keep oldest account openProtects credit age