Financial infrastructure for credit, funding & business growth.
One platform to automate credit repair, build business credit, and reach funding readiness — engineered for compliance, scale, and white-label deployment.
Three steps to a stronger score.
Most members see their plan within minutes of signing up — no spreadsheets, no guesswork, no waiting.
Scan your credit
Connect securely and our AI reads all three bureau reports in seconds — no hard pull, no hit to your score.
Approve your disputes
Every flagged item is explained in plain English. Approve the ones you want with a single tap — you stay in control.
Watch it grow
Track removals in real time, build positive history, and unlock funding readiness — all from one dashboard.
See the system, not just the pitch.
Every workflow runs inside one operating console — credit analysis, dispute automation, and funding intelligence, visualized in real time.
More than repair. A full credit engine.
The leaders stop at disputes. Credit Plug Pro takes you all the way to funded.
Credit repair
AI scans, identifies disputable items, and manages the entire dispute lifecycle with full compliance logging.
Credit building
Add positive tradelines and guided business-credit workflows — EIN, DUNS, vendor accounts, fundability checklist.
Funding readiness
Know your readiness score, organize underwriting docs, and get matched to the right lenders automatically.
Monitoring
Continuous tri-bureau monitoring, real-time change alerts, and identity protection that watches your back 24/7.
One tap. The AI does the rest.
No letter templates. No mailing trips. No follow-up calls. The engine drafts, sends, tracks bureau responses, and schedules follow-ups — and shows you every step.
AI-drafted, you-approved
Custom-tailored disputes — never generic form letters that bureaus ignore.
Real-time response tracking
See pending, removed, and needs-review items update live as bureaus respond.
Compliance built in
Full audit trail and CROA/FCRA-aligned workflows on every action.
Every tool your credit operation needs — in one system.
From the first scan to a funded client, nothing lives in a spreadsheet or a separate login.
AI analysis engine
OCR reads tri-bureau reports, flags collections, late payments, inquiries, and utilization with a roadmap.
Automated dispute & mailing
Drafts, dispatches, and tracks disputes — with digital mailing integration so letters go out automatically.
E-signature & onboarding
Clients sign agreements and authorizations in-app — fully compliant, fully paperless.
Payments built in
Stripe, PayPal, and recurring subscription billing with dunning and auto-renew handled for you.
Tri-bureau monitoring
Continuous monitoring with real-time change alerts and identity-theft protection.
Milestone tracking
Goal-based progress — home-ready, auto-ready, funding-ready — so clients always see the finish line.
Secure document vault
Encrypted uploads for IDs, proof of address, and underwriting docs — organized per client.
Admin CRM & analytics
Revenue analytics, team permissions, subscription management, internal messaging, and performance metrics.
iOS & Android apps
A real mobile experience from a unified backend — install it like an app, get push notifications.
Not a service. An infrastructure layer.
Most credit companies sell labor. Credit Plug Pro is the system underneath — automation, funding intelligence, and compliant workflows that scale from one client to an entire network.
Automation, not manual labor
The dispute, building, and funding workflows run as engineered pipelines — consistent, logged, and repeatable.
Funding intelligence built in
Readiness scoring and lender matching turn credit work into actual capital outcomes, not just a higher number.
Compliance as a foundation
Audit trails and CROA/FCRA-aligned processes are part of the architecture, not an afterthought.
Built to be licensed
Multi-tenant from the core, so partners can run the entire platform under their own brand.
Engineered for financial-grade trust.
You're handling sensitive financial data. The platform is built so that's safe by design — not by promise.
Encrypted infrastructure
Data is encrypted in transit and at rest, with strict per-client isolation enforced at the database layer.
Compliant workflows
Every dispute and action follows CROA/FCRA-aligned processes with a complete, exportable audit trail.
Secure onboarding
Identity verification and e-signature are handled in-app, so client data never travels through email or paper.
AI governance
The AI drafts and recommends; a human approves. No automated action is taken on a client's file without consent.
Lender-safe processing
Underwriting documents are organized in a controlled vault, shared only with consent for each funding application.
Privacy by design
Clients control their data and can dispute, export, or close their file — transparency is the default posture.
Responsible by design. Credit Plug Pro is built for compliant, advisory use — funding readiness, credit optimization, and challenging inaccurate or unverifiable information. We avoid guaranteed-outcome and "loophole" claims, and professionals using the white-label platform remain responsible for compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and applicable state law.
Plans that pay for themselves.
Start free. Upgrade when you're ready for multi-bureau power, funding, and building. No contracts, cancel anytime.
Starter
Get your scan and start fixing — at no cost.
- TransUnion score tracking
- AI credit report scan
- Automated dispute (1 bureau)
- Personalized action plan
Pro
Full tri-bureau repair, building, and monitoring.
- Everything in Starter
- All 3 bureaus, unlimited disputes
- Credit building + tradelines
- 24/7 monitoring + alerts
- AI chatbot support
Funding
Repair plus the full path to business funding.
- Everything in Pro
- Business credit builder
- Funding readiness + lender match
- Underwriting document vault
- Priority specialist support
Run the whole platform under your own brand.
Credit professionals, agencies, and funding consultants can license Credit Plug Pro as their own product — your domain, your logo, your pricing. Multi-tenant from day one, with agency dashboards, team management, and tiered access built in.
Good to know.
Will signing up hurt my credit score?+
How fast will I see results?+
What can actually be removed?+
Do I have to write any letters?+
Can I license this for my own business?+
Your free credit scan is two minutes away.
See exactly where you stand and what's holding your score back — no cost, no hard pull, no commitment.
Responsible credit repair. Credit Plug Pro helps you challenge inaccurate, outdated, or unverifiable information on your credit reports and build positive credit over time. We do not promise specific score increases or the removal of accurate information, and results depend on your individual situation. You have the right to dispute credit report information yourself for free, and to cancel at any time. Professionals using our white-label platform are responsible for compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and applicable state law.